TERMS OF USE

Effective Date: October 29, 2024

Introduction
These Terms of Use govern your access to and use of www.miriamfactora.com. By using our website, you agree to comply with these terms.

Acceptance of Terms
By accessing our website, you accept and agree to these Terms of Use. If you do not agree, please do not use our site.

Intellectual Property
All content on this website, including text, images, and recordings, is owned by Miriam B. Factora, Ph.D. You may not reproduce, distribute, or create derivative works without our prior written consent.

User Conduct
Users are expected to conduct themselves in a respectful manner. Any form of harassment, spam, or disruptive behavior will not be tolerated.

Third-Party Links
Our website may contain links to external sites. We are not responsible for the content or privacy practices of these sites.

Disclaimer of Warranties
The content on our website is provided “as is” without warranties of any kind, either express or implied. We do not guarantee the accuracy or completeness of the information.

Limitation of Liability
In no event shall Miriam B. Factora, Ph.D. be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website.

Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts of the Philippines.

Changes to the Terms
We may update these Terms of Use from time to time. We will notify you of any changes by posting the new terms on our website.

Contact Information
For any questions about these Terms of Use, please contact us at admin@miriamfactora.com.